Change of health insurance from private to legal
Switching from private (PKV) to statutory (GKV) can bring various advantages. However, switching to statutory health insurance is only possible under certain conditions, so you should know some important information and facts.
Switching from private to statutory health insurance providers is often time-consuming
If you want to successfully switch from private to statutory health insurance, you need to know and be able to meet certain requirements.
- Switching from private to statutory health insurance is by far not as straightforward as changing from statutory health insurance to private health insurance in many cases.
First of all, you should find out whether such a change would bring any financial advantages at all. For this purpose, comparisons can be used with which the contributions to GKV and PKV are compared. Such Comparisons can be carried out free of charge on various websites on the Internet.
In principle, there are only a few reasons that allow you to switch from private health insurance to statutory health insurance. It is therefore sometimes a good tip to first take out family insurance with your partner for one year, if possible.
If you are older than 55, you have practically no chance of moving from private to private to change statutory health insurance, even if you meet the other requirements can.
In Germany there are two health insurance systems, the private and the ...
Reasons for a possible change of health insurance company
- One reason for changing health insurance from private to legal is that you, as an employee, are using your income fall below the compulsory insurance limit for at least one year, as they are for statutory health insurance is decisive. The compulsory insurance limit applies to all employees and is 50,850 euros (gross annual income).
- Even if you have previously been self-employed or freelance, but given up this activity and in You can change an employment relationship from private to statutory health insurance switch. But even in this case, the income from the new dependent employment must be below the compulsory insurance limit.
If you find that the planned change to statutory health insurance is not possible, there is an alternative to changing to the basic PKV tariff. There you can at least relatively inexpensively in a private Health insurance assure.
Switching from private to statutory health insurance is only possible in a few cases, but it can be successful if you consider various aspects.
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