BF17 and the insurance
Driving a car is already possible at the age of 17 thanks to accompanied driving, or BF17 for short. Anyone who not only acts as a companion for the novice driver, but also provides the vehicle at the same time, should definitely read the terms and conditions of the motor vehicle insurance. Otherwise you may find that damage sustained while accompanied driving is not insured.
The policy should be checked for exclusions
In the meantime, some young people are taking advantage of the opportunity to learn before the age of 18. Birthday to drive by car. This is also possible thanks to the accompanied driving.
If you then buy your own vehicle and take care of insurance cover yourself, you don't have to pay attention to anything else - at least as far as insurance is concerned.
However, this is often not the case, because many use the vehicle of their parents or another friend for BF17. In that case, damage caused, for example, by a accident arise, often not insured. In many contracts, it is common to exclude younger drivers, such as drivers under the age of 23. For this reason, driver attendants should have a look at the policy in advance and, if necessary, speak to the insurance company.
If the novice driver for BF17 is included in the contract, then insured persons usually have to reckon with higher contributions.
Otherwise a novice driver is liable for any damage caused. The driving attendant cannot be held responsible for this.
Some car insurance companies offer you insurance cover for a second car, ...
A cheaper insurance protection is possible according to BF17
Another special feature concerns insurance coverage after the age of 18. Date of birth.
If, at the age of 18, the real one instead of the examination certificate driver's license is issued, some insurance companies offer the possibility of a discount.
According to statistics, drivers who have participated in accompanied driving cause fewer traffic accidents. Therefore, it can be worthwhile to ask the insurance company about a discount after receiving your driver's license.
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