Apply for the internet despite negative credit bureau
For most people, a life without the Internet is no longer imaginable. You don't want to do without hours of surfing pleasure or online shopping. However, quite a few are also stuck in the debt trap. The consequence is that the Schufa has a negative entry. In the worst case, the DSL contract is terminated. If you want to apply for the Internet despite a negative entry, this can lead to problems under certain circumstances.
In an age of sharply increasing public and private household debt, there are more questions to be asked and more people, whether and with whom they can get a mobile phone contract despite negative credit bureau or at least Internet can apply.
An application for the Internet is followed by a credit check
A negative Schufa entry can, under certain circumstances, severely restrict business life. Anyone who gets into such difficulties with their payment obligations that reminders are issued can turn their normal entries into Schufa into negative entries.
- Unreliability in loans and loan-like contracts means that future requests in this regard are rejected. As a result, there is no longer a mobile phone contract, hire purchase or purchase on account.
- Sometimes there is a negative decision when applying for a landline telephone connection and a DSL connection.
- Internet providers deal with the problem of debt and negative entries very differently. In general, all providers want to protect themselves against payment defaults. A credit check is therefore carried out before the contract is concluded. Obtaining information online only takes a few seconds. Each provider defines the rules for his decisions (acceptance, rejection) himself.
Open cell phone bills, unpaid loan installments or a bad so-called ...
DSL despite negative Schufa with prepayment
Even if you are in debt, there are alternatives to the classic DSL connection and billing. Don't let the first rejection discourage you. Be creative yourself.
- You can contact providers who will give you internet access against prepayment. You can also offer a certain provider the payment of a deposit (three monthly installments in advance).
- Here you can choose between a daily, weekly and monthly flat rate. The Internet speed, similar to that of the DSL connection, is not available at the same price, however. All you need as hardware is a suitable surf stick, which you can buy from the provider or on the open market.
- Very often (not always) surf sticks can be used by different internet providers. You can then switch between the respective providers. Another advantage is that you can surf online while on the move with a notebook.
- There is also the prepaid DSL variant with a two-year contract. Here you can surf with up to 16 Mbit, which is not exactly cheap compared to the usual flat rate offers.
- You pay a connection fee, router and three months in advance. Overall, the monthly costs are well over twice the normal Internet flat rate.
Despite financial problems, always contact one of the inexpensive Internet providers first. It is always differentiated from case to case. Do not use the cellular option. Under no circumstances should you leave debts with an old provider.
How helpful do you find this article?
