Let car insurance rest

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Not every car is used all year round; For example, many oldtimers or other cars are temporarily shut down in winter and the owners do not use the vehicle again until spring or summer. In these cases, you can leave your car insurance on hold for the months in question. But which regulations apply here?

Many convertibles only drive in summer.
Many convertibles only drive in summer.

If you only use your car for a few months of the year, you can, as it were, cancel the insurance when the car is in the garage, and thus the Car insurance let rest.

Free retirement insurance for your vehicle

  • If you want to take a vehicle out of service for a while, a so-called rest insurance can be useful. Your car insurance gives you protection for a certain period of time.
  • This is free of charge, although the period of use varies. In most cases, this option to leave the insurance for your vehicle dormant can be used for a year, but no longer than 18 months.
  • For this, however, your vehicle must be shut down and also de-registered with the registration authority. Here you will receive a certificate for deregistration. The car may then no longer be moved.
  • This protection makes sense for the time of letting it rest because the car could, for example, be stolen and thus a accident can be caused.
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Leave the car with a seasonal license plate

  • If you do not use your vehicle all year round, but only in summer, for example, then you can use a seasonal license plate. In the months when that Mark but does not apply, the car must be on private property.
  • You are also not allowed to drive the car on public roads. The insurance continues to apply during the period in which you leave the vehicle to rest.
  • However, this way of leaving the car to rest for a few months of the year can lead to disadvantages in terms of freedom from damage to the insurance. In most cases, a damage-free year is only considered fulfilled if the car has been registered for at least six months and it can therefore make sense to register your car for more than half a year.

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