Ford Ka and novice drivers

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Novice drivers often choose to buy small cars because these vehicles are less expensive in terms of taxes and insurance. A very popular vehicle after passing the driving school is the Ford Ka.

If you have successfully passed your driving school test, you will certainly want to buy your first own car. In the used car market, you can find many small cars that have low fuel consumption and are inexpensive in tax and insurance. Nevertheless, you have to dig deep into your pockets shortly after obtaining your driver's license: novice drivers are asked to pay for insurance premiums.

The Ford Ka is an inexpensive small car

  • The Ford Ka is a small car that came onto the market in 1996 and has since been revised several times and the equipment changed. The first models are still offered second-hand, which is why you can get the vehicle very cheaply.
  • The vehicle has three doors and small engines with a displacement of 1.3 or 1.6 liters. The fuel consumption is low. In addition, the Ford Ka is not stolen very often, which has a positive effect on the insurance.

As a novice driver, you can get cheap insurance

  • If you are a novice driver, you can expect premiums of 200 percent and more. For young people in particular, this is very expensive. However, you can get the insurance cheaply if you ask your parents or grandparents to take out the contract for you.
  • If your grandparents or parents have a vehicle themselves, they can take advantage of the second vehicle regulation. You then pay a 120 percent premium in the first year and save up to 100 percent compared to what you would have to pay as a novice driver. If you do not take out the insurance, you will be downgraded from the second year onwards.
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If you have three years of driving experience and have successfully passed the probationary period, you can have the bonus overwritten. To do this, however, you must provide evidence that you have actually driven since you obtained your driver's license.

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