Hartz 4 and additional electricity payment

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Many people who purchase Hartz 4 have great difficulties paying their high electricity back payment. You can then use several options. You can apply for a loan and ask the electricity provider to repay the repayment in the form of an installment. You can find out how to do this here.

Hartz-4 recipients should avoid paying back electricity before the costs arise.
Hartz-4 recipients should avoid paying back electricity before the costs arise.

Obtain Hartz 4 and avoid a high back payment for electricity

  • You can avoid high back payments in several ways from the outset. First you should calculate your annual electricity consumption. You can do this by reading your meter reading. Repeat this at the beginning and at the end of the month. Then extrapolate the result over a year. Then agree on an advance payment that covers your annual electricity consumption. Now you do not have to worry about an additional electricity payment.
  • You should only use energy-saving lamps and when you are not at home, switch off all devices that you otherwise have on standby. Otherwise, using the stand-by function can be very expensive.
  • Switch to a cheap electricity provider as soon as you purchase Hartz 4. They should be unnecessary at Hartz 4 times costs avoid. There are numerous provider sites on the Internet where you can compare electricity providers.

This is how you react to a high back payment for electricity

  • If you purchase Hartz 4 and have received a high back-payment for electricity, first contact your electricity provider.
  • Let your provider know that you are purchasing Hartz 4 and ask him to accept an installment payment. If you are paying in installments, you have to interest charges pay.
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  • Alternatively, you can ask your family members if they can lend you the money to pay for electricity. If you purchase Hartz 4, you can borrow money without having to pay high interest.
  • If you are threatened with cutting off the electricity because you have not yet paid the additional electricity payment, you should definitely submit a loan application to the employment agency. Once you apply for a loan, you will not be cut off. You will only be granted a loan if you cannot meet a requirement that includes the standard benefits from the Hartz 4 payment. This has to be a need for a living. To do this, your electricity provider must have agreed to payment in installments.
  • If you have not been able to agree on an installment payment, nor have you received a loan from the employment agency, you should submit a donation application to Caritas and the Diakonisches Werk. However, you have no legal right to these donations. Please note that you can only request these donations once. You do not have to reimburse this service.

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