Co-insure your partner with health insurance

Take family into account in health insurance

• In health insurance, the question is not whether you want to co-insure your partner, but rather whether you have to co-insure your partner.
• In the statutory health insurance, non-working spouses are automatically insured through the family insurance.
• As in tax law, partners in a marriage-like community are economically independent and are seen individually.

Co-insure partners in private insurance

In statutory health insurance, the only reference variable for determining contributions is income. In private health insurance, each person, including the partner, is insured individually. Co-insurance is possible, but in a separate contract.

• Private health insurance is a great thing for young singles who can take out private insurance. It is different for you at the moment when you have to insure your non-working partner. It is not possible to switch to the substitute fund.
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Health insurance for married people - private health insurance and statutory health insurance in comparison

In Germany there is compulsory health insurance, so that both single people ...

• This case can occur if your partner was employed and was insured with the substitute fund himself. After you have finished your job, for whatever reason, you now have to take out private health insurance as well as yourself if you are still working.
• The additional contribution is calculated solely from the age, gender and coverage requirements of your partner.

 Insure your partner in every health insurance

• If you have the option of private health insurance, consider whether you want to include a partner at a later date.
• As I said at the beginning, in contrast to statutory health insurance, additional costs arise if you have to insure your partner.