Make a health insurance change as a pensioner

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Most pensioners are compulsorily insured with a statutory health insurance company. It is true that most of the services provided by statutory health insurance companies are prescribed by law and therefore the same, but there are still differences that make the change of health insurance also for pensioners worth.

It is also easy to change health insurance as a pensioner.
It is also easy to change health insurance as a pensioner.

What you should know about changing health insurance

Basically you can if you are in the legal health insurance are compulsorily insured, always cancel if you have been a member of this health insurance company for at least 18 months. This applies to all insured persons, whether retired or not.

  • You then have a notice period of 2 months to the end of the month. If you e.g. B. on the 10th Cancel February, you can cancel on January 1st. May become a member of another health insurance company.
  • In order to change health insurance, your new health insurance company needs a confirmation of cancellation from the old health insurance company.
  • If your health insurance company increases the contributions, you have a special right of termination. Then you don't have to wait for the 18 months of membership to change health insurance for retirees. If you are voluntarily insured, you can cancel at any time.
  • Changing health insurance as a pensioner is worthwhile, because as a pensioner you probably go to the doctor more often than young people.
  • Notice period: change of health insurance - this is to be considered

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  • If you plan to change health insurance as a pensioner, you should compare the benefits. Does the health insurance company require one? additional payment? Are there bonus programs for participation in medical check-ups? Will the practice fee be reimbursed? Is homeopathic treatment paid for?

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