Pension at the age of 59

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The retirement age has increased considerably in recent years. Anyone who still does not want to retire at 65 or 67 must produce evidence in their favor and possibly prepare for a fight that will last several months. The common reason for retiring at 59 is the reduced employment that can be applied for.

If you want to enjoy your retirement to the fullest, you should consider retiring a little earlier.
If you want to enjoy your retirement to the fullest, you should consider retiring a little earlier.

What you need:

  • document
  • application

Previous retirement requirements

  • If you have the pension at 59, but with the Germans pension insurance is insured, you cannot simply retire. Without a valid reason, you must expect high deductions if your originally planned entry age is 65 or higher.
  • You can avoid these deductions if you give the Deutsche Rentenversicherung a reason, namely reduced employment. Reduced employment occurs when you are no longer mentally or physically able to pursue your job due to illness or a disability.
  • If you have such an illness that can be proven by a doctor, you can apply for a pension for reduced earning capacity. A pension at 59 is then quite possible. However, you should be aware of the effort and length of such a procedure. The Deutsche Rentenversicherung, like the ARGE and similar other institutions, endeavors to prevent misuse of the benefits, and at best costs to save.

Retirement at 59 - the application

  • Before you proceed to claim a disability pension, you should consult your doctor and, in critical cases, seek advice from an attorney specializing in pension and social law to take.
  • A visit to the doctor can help determine the likelihood of your application being successful. If your doctor rules out disability, your chances will decrease. Advice from a lawyer will help plan your course of action. If you have gaps in your work biography, it is worth advising to what extent you are entitled to a pension.
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  • The application for a pension at 59 must then be submitted to the Deutsche Rentenversicherung. Set up for a period of several months. Even if the application is rejected at the first attempt, it is worthwhile to continue and to object.
  • The Deutsche Rentenversicherung will commission reports of your incapacity to work from different doctors at the same time. While the burden of proof is not yours, it can be stressful. The rule is: stay honest, but stick to your statements. Making contradicting statements to different doctors reduces your chances.

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