Apply for sick pay allowances

Sick pay subsidies - you need to know that

• Anyone who is unable to work for a long time after an accident or a serious illness will only continue to receive their wages from their employer for a maximum of six weeks. Afterwards, he receives what is known as sick pay via his health insurance fund, which is generally calculated at 70% of the regular wages for employees.
• So if you are sick for more than six weeks, you only lose 30% of your usual monthly income once. To compensate for this drastic financial loss, you can apply for a sick pay allowance from your employer. If the grant is granted, the payment is made up to the amount of the difference and no later than the end of the 39th year. Week of your proven incapacity for work.
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• However, this is linked to certain conditions: You must have been employed for more than four weeks. You must bring a doctor's certificate of incapacity for work, which clearly states that you cannot carry out your professional activity due to your state of health. The incapacity for work must have occurred through no fault of your own.
• With the fault of one illness is meant a “gross violation”: The walk in the rain, which led to a bad cold, is not held to be your fault. The situation is different if, for example, you were drunk and caused a traffic accident and injured yourself in the process. That would be a gross violation and in this case you are not entitled to a subsidy.
• You must also ensure that your employer complies with your obligation to provide evidence, i.e. information about incapacity for work and the expected duration.


Applying for sick pay - this is how you should proceed

Under certain conditions, you are entitled to sickness benefit. This then ...

• If you meet the conditions for the grant payment by your employer, it is advisable to submit the application as early as possible. So if you can already foresee that your recovery will take several months, you should discuss this with your employer if possible.
• Note: Part-time employees and employees who work on a mini-job basis also generally have Entitlement to this subsidy payment, provided that the above conditions are met with respect to the employer are.
• You will receive a corresponding application from your employer or you must, upon presentation of the certificate by your Health insurance, from the duration and amount of the sickness benefit payment, at your responsible "payor" (pension fund) apply for.
• If your employer grants you a sick pay allowance, this is subject to tax liability; However, social security contributions do not have to be channeled from this.
• If you are unable to work, you will receive the termination by your employer, the payment of the sick pay allowance will end at the same time as your employment. In addition, you are not entitled to continued payment of the grant.
• There is a fundamental special regulation for civil servants and other employees in public service relationships (such as judges, soldiers). The general rule on continued payment of wages in the event of illness does not apply here. The remuneration of the persons mentioned will continue to be paid even in the event of illness without statutory deadlines. The obligation to provide evidence of incapacity for work exists as it were for other employees.
• Anyone who is not employed and is ill for a long period of time can, provided they have their income is below the standard rate, grants from the employment agency or the local housing benefit office apply for.