Get out of private health insurance

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Getting out of private health insurance is not that easy. Once you are privately insured, you need to meet certain requirements before you can switch again.

Getting out of private health insurance is not that easy. Certain requirements must be met so that you can switch back to statutory health insurance. One of the reasons for this is that many want to switch again when the contributions rise. This happens, among other things, with increasing age or with the occurrence of chronic diseases.

Reasons to withdraw from private health insurance

  • One of the main reasons is the termination of self-employment and the start of an employment relationship as an employee. Unemployed or Hart IV recipient.
  • If you have had a very good income as an employee, you will only come from your private life Get health insurance if you have a salary below that for at least a year Have mandatory insurance limit. So your income has to deteriorate drastically.
  • People over 55 years of age can only switch to statutory health insurance under certain circumstances. You can find out what the circumstances are at the health insurance companies.

If you want to take out private insurance, you should think twice. A change to a legal one Health insurance is not that easy and many health insurances do not take on people who were previously privately insured. Marriage or the birth of children alone is not a valid reason to get out of private health insurance. So if you plan to do this, you need to find out about the conditions very carefully, because private health insurance can become a significant financial burden, especially in old age.

How do you get out of private health insurance?

The question is not so much how do you get out of private health insurance ...

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