Financing for assisted living

Things to know about financing for assisted living

• Assisted living is becoming increasingly interesting for the elderly and people with disabilities, as there are fewer and fewer old people's homes. Since long-term care insurance was created in 1995, a large number of places in old people's homes have been changed to outpatient care places. Old people and the disabled are cared for less often in inpatient facilities, but much more often at home.
• Assisted living is also offered under the terms service living and assisted living. It is aimed at old people to whom none Care level applies.
• Those who use assisted living will find support there in everyday matters, a certain level of security and social contacts. For this it is important that the resident does not have any serious health problems.
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• To do this, you have to justify a rental contract and a care contract. The care contract stipulates the care service offer that you want to use. For this purpose, a monthly flat rate and some services that you can choose from for individual billing have been agreed. The supervision contract can legally run for a maximum of two years.
• Funding can be provided by the social welfare administration if the resident is 65 years old or has a disability. Another condition is that a stay at home with assisted living can be prevented. A medical officer must certify this for you.


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• The financing is provided on the condition that up to fifteen euros per square meter of rent and up to fifty-five square meters for singles and a maximum of sixty-five square meters for couples will.

Assisted living compared to a retirement home

• Compared to old people's homes, assisted living is cheaper to finance because not all services have to be paid for.
• It means that senior citizens and disabled people can choose which additional services they need, such as meals on wheels, escort services and a drive or delivery service. An individual, tailor-made care package can be booked and there are no additional costs.
• Assisted living does not take place in a home environment, but in apartments, so the financing is cheaper. This ambulatory atmosphere is usually very much appreciated by the residents. Inpatient accommodation is perceived as less comfortable.