House: stream flows through the garden

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The time has finally come, you have enough money to buy a house. After choosing a house, you will notice that there is a stream running through your property. Before you rush to make the purchase perfect, you should perhaps think again.

Real estate on streams can be risky investments.
Real estate on streams can be risky investments. © Martin_Treide-Heuser / Pixelio

Your house is on a stream

If you would like to buy a house with a stream running through its garden, you should play through various scenarios in your head. Some things that you should think about before buying are summarized in the following instructions.

  • A house is an acquisition that many families pay off for a lifetime. That is why you should think twice if you have a stream running through the garden of your house. The first thing you should do is get in touch with your insurance company and ask whether you can take out natural hazard insurance for your future house and property.
  • In order to clarify this question, you should take your trusted insurance agent to the house so that he can get an idea of ​​the situation on site. Should your agent say he can't get natural health insurance with this property because If a creek runs through the property, it would be better to take your fingers away and move on to another house look around.
  • The fact is that an insurance company assesses the risk of flooding and if the area is considered a flood zone is known and you cannot take out natural hazard insurance, you will remain at your own expense in the event of damage sit.

The water flows through the garden

  • If the insurance agent gives the green light for elementary insurance, there are other points to look out for when a stream flows through the garden. You should now take a look around the house yourself.
  • Sign the purchase contract for the house - noteworthy considerations

    Although the purchase contract for a house is generally concluded in front of a notary ...

  • Go to the basement and check the walls for moisture. If the walls are all dry, that's a good sign. In that case you can assume that the outer insulation is still completely intact. Whenever you have the opportunity, try to speak to the residents who live or have lived in the house. Ask if you have ever had a problem with the drain.
  • In a house with a stream running through its garden, it can happen that so much water enters the house when it rains Sewer pipes flows that there can be a backwater and the water at you through the drain upwards presses. In any case, ask when the last flood occurred and what damage was caused.

Take your time in deciding what to buy a home Stream lies.

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