Withdraw a large amount of cash

How much cash can be withdrawn from an ATM?

In order to be able to explain your individual options for cash supply in more detail, you should first seek advice from your bank. You should take another close look at the contractual documents to see how your bank makes the cash supply to your account possible.

Below we can only provide more general information about this:

General cash supply options

You now have several options for providing yourself with cash. You can go to the ATM at the bank where you also have your checking account (the usual way).

But there are also checking accounts that allow you to use other cash machines other banks, such as the one where you have your own checking account, to supply yourself with cash can. In addition, you can also get cash at many supermarket checkouts (retail stores, drugstores, hardware stores, etc.).

However, all of these options depend heavily on which bank you have your checking account with and whether this bank also offers these cash supply options. In some cases you even have to pay an extra fee for cash withdrawals. Find out more about the conditions of your current account at your bank.

Framework for cash supply

How much cash you can withdraw from your checking account each day varies greatly from bank to bank. The maximum amount of cash withdrawals in one day depends on the daily limit set by your bank. also depends on how much cash is actually available for withdrawal from an ATM.

In general, however, it can be said that this function has a protective function for current account holders. The banks want to protect their customers from fraudsters so that your account cannot be completely emptied if you ever lose your checking card.

If the daily maximum amount has been exceeded, you will no longer be able to withdraw cash from the point at which the limit is exceeded.

Most customers who have their current account at a bank with a branch network can also ask the bank advisor at the counter for help if they need a larger amount in cash.

Cross-bank cap

Whether you can withdraw cash from your checking account several times a day or weekly, or only a limited number Withdrawals available throughout the month also depend heavily on which bank you have your checking account with own.

However, all banks have one thing in common: an absolute limit on cash withdrawals. From a cash withdrawal of 15,000 euros, a rule relating to the so-called Money Laundering Act applies. This rule states that for withdrawals of this amount or more, you are required to identify yourself in order to be able to combat money laundering. For withdrawals of this size, you will need to see a bank advisor at the counter to be able to identify you and, if necessary, to provide further information about the withdrawal and documentation to be able to.

The cash supply now offers an incredible number of options. Everyone is individual, but there is certainly an opportunity available for everyone, regardless of whether you live in the city or further afield or are sometimes traveling abroad. Finally, however, the advice is always to find out in advance what conditions and options your current account offers when it comes to cash supply. This means you don't run the risk of having to pay unnecessary fees when making withdrawals.