Discount when buying a car due to cash payment

With negotiating skills for a discount when buying a car

As a rule, the prices shown are not the last word when buying a car. Many auto sellers or dealerships are willing to negotiate, especially if you offer the seller a cash payment. Then he will surely offer you a discount on the basis of which you can negotiate further.

• As an argument for your negotiation, you should definitely mention that the seller has the money in hand immediately and can use it to finance his own loans.
• In addition, with a cash payment, the seller does not run the risk that you will suddenly no longer be able to continue your installment payments.
• Request at least a discount of two percent or more. In most cases, the seller is satisfied with the argument that he or she will invest the money straight away. can invest with interest.
• If the seller is a little reluctant and thinks that this so-called "credit interest" does not bring in much, explain to him that he with your cash payment also saves time, since on the one hand he does not set up an installment contract and does not continuously check your installment payments later got to. In addition, the tax advisor and the accounting department save time, which in turn is less for the seller
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Bargaining when buying a car - this is how you haggle over the used car properly

Since a relatively large amount of money changes hands when buying a used car, it's worth it ...

With these arguments, you should usually have convinced the seller so that he will agree to a discount.

Cash payment can be worthwhile

Of course, you can also negotiate a discount when buying a car if you pay for the car in installments. But with a cash payment you get the greatest discounts.

• If you don't have the purchase price in cash but want to benefit from the discount, you should consider whether it makes sense to apply for a loan from a bank so that you can use it to pay for the car.
• This way is often worthwhile. But you shouldn't act too hastily and compare prices. You should also always offset the interest you pay on the loan against the dealer's discount. This is the only way to find out whether you actually benefit from the discount.