Pay for unemployment and dental expenses

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If you are unemployed and need dental treatment, you may also incur dental costs that are not covered by statutory health insurance. These instructions show you how you can pay such costs.

Pay dental expenses while unemployed
Pay dental expenses while unemployed © Dieter Schütz / Pixelio

If you become unemployed, additional medical costs may arise

  • If you are compulsorily insured with a statutory health insurance company and become unemployed, you are insured for one month. For you, this means that dentist costs will be covered during this time.
  • If the decision as to whether you will receive unemployment benefits has not yet been made during this period, you must continue to insure yourself voluntarily so that the costs be paid for medical treatment. This means that you incur costs that you also have to bear.
  • Dentist costs, which are not only incurred when you are unemployed, include copayments for dentures. Note that the legal Health insurance only pays fixed amounts that do not depend on the findings.
  • You will receive a fixed amount of around 50% of the costs incurred for standard treatments.
  • You can increase the fixed amounts and thereby save dentist costs by regularly using the preventive check-ups. This does not only apply if you are unemployed. The period is 5 and 10 years, so that the additional percentages of 20% and 30% are adjusted accordingly.
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Pay dental bills while you are out of work

  • If you are unemployed, you can apply for an exemption for the additional payments for the dentures. Please note, however, that only recipients of social assistance and unemployment benefits are generally entitled to exemption from dental costs.
  • If you are unemployed, you are only entitled if your gross income does not exceed a certain amount. Relatives living in the household are taken into account with allowances.
  • If your gross income is above the limit, you can apply for partial exemption from dental costs if the co-payment is more than 2% of your gross income.

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