Take out international insurance with DAK

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The times in which statutory health insurances were limited to their usual services are long gone. As a DAK member, you can also take out health insurance for a stay abroad.

A secure assumption of costs abroad is reassuring.
A secure assumption of costs abroad is reassuring.

The basic protection of the DAK

  • As a DAK member, you are covered by statutory health insurance. This means that you already have basic protection, even when you are abroad.
  • The international insurance of your Health insurance includes a limited catalog of services.
  • Find out more at a nearby office or for advice online or by phone. There you will receive information prepared for you personally.
  • You will find that the statutory benefits of the DAK include many illnesses and benefits abroad, but not every comfort is to be expected.
  • Before you start your journey, find out whether a social security agreement has been concluded with your destination country. In this case it is not a problem for the DAK to cover the costs of medical treatment abroad.
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  • In all other cases and if you are staying outside of Germany for a longer period of time, it is advisable to have direct health insurance abroad.

The international health insurance for vacation and longer stays

  • At DAK you have the option of taking out various additional packages to your usual health insurance. Travel insurance is already included in these packages. These are the additional options DAKplus 1, 2 or 3.
  • If you do not want this and only need international health insurance for your vacation or business trip, you have the option of isolated international protection.
  • Another option is offered if you are planning a longer stay. This can be an au pair year, a degree or an internship.
  • The travel protection covers the costs of medical treatment and other supplements for necessary travel in the event of illness or repatriation. Without such coverage, a long-term stay abroad is always exposed to the risk of high medical costs.

The conclusion via the cooperation partner

The DAK works with a cooperation partner for international health insurance. This is the HanseMerkur insurance.

  1. You can establish contact through your health insurance company. Call them or use the online offer.
  2. You will be forwarded to the cooperation partner.
  3. Indicate what kind of international protection you need.
  4. You will receive a written confirmation of the contract.
  5. Make sure that the premium applicable to your contract is paid. Otherwise you will not receive any insurance cover.

(DAKplus - as of November 21, 2012)

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