A holiday home in the Netherlands

Buy a holiday home in the Netherlands

Many people's dream of owning their own holiday home is not completely impossible to achieve. Especially if you are interested in purchasing a holiday home in the Netherlands, there are definitely a few hurdles to overcome. The following explains what things you should pay attention to when purchasing a holiday home in the Netherlands.

Who is allowed to buy a holiday home in the Netherlands?

When looking for a suitable holiday home in the Netherlands, you should first make sure that: You cannot buy houses in all regions that are only used as holiday homes from time to time become. Some communities want to use this requirement to avoid certain places being deserted and empty for several months. For this reason, too, people want to avoid selling off houses, as this means that urgently available living space may not be available.

In principle, the rule in the Netherlands is that only EU citizens are allowed to buy a house for their holidays.

Hire brokers

Holiday homes are rare, especially in certain holiday regions. You would be well advised to consult a real estate agent for a comprehensive search. The so-called “Register vastgoed taxateur” are well-known brokers. As a rule, they are, on the one hand, registered in the register of real estate appraisers, or NRVT for short, and, on the other hand, approved as sworn experts. You can find suitable contacts in the German-Dutch Chamber of Commerce.

There is also the possibility of getting hold of one of the sought-after objects via online portals or local newspapers.

Useful information about the purchase process

Once a suitable property has been found, the buyer and seller first conclude a so-called preliminary contract. This is also legally binding from the moment it is issued. As a rule, a reservation is immediately entered in the land register so that a sale to third parties is no longer possible within six months. Once the purchase contract has been notarized, the ownership is also entered in the land register.

The additional purchase price costs when buying a holiday home in the Netherlands are similar to those in Germany. There are notary fees, costs for the land register and registrations. The property transfer tax in the Netherlands is 8 percent. It should also be noted that if you purchase a new property as holiday accommodation, you may also have to pay sales tax of 21 percent.

The purchase prices vary greatly depending on the region. On many well-known websites you can expect prices from 120,000 euros for holiday homes in the Netherlands.

financing

Many German credit institutions or building societies also offer you the option of obtaining a construction loan for a foreign property. An advantage here, for example, is better planning with regard to fixed interest rates. Likewise, you do not have the risk of paying additional fees when transferring money abroad. This means you also skip the risk of foreign loan financing, especially if you do not speak the local language.

Alternative to buying a holiday home

An absolute classic and still popular is renting holiday homes in popular regions of the Netherlands.

There are countless online platforms through which you can look for attractive houses. In the Netherlands, like in Germany, there are real estate portals where you can also look for accommodation for your holidays.

In addition, numerous holiday homes and holiday apartments in so-called “Vacantieparks”, i.e. holiday settlements, are offered through special holiday home companies.

The prices here also vary greatly and depend on the location, amenities and time of year.

Of course, it is ultimately a very individual decision for everyone whether to buy a holiday home, or would you rather spend your holidays in rented accommodation? want. A question of financial possibilities plays a not insignificant role here.

In any case, you should inform yourself well in advance about a purchase and also ask yourself what will happen to the holiday home if it is not the holiday season. Regular maintenance or other ongoing costs also occur during this time. It will often be necessary to check things are going well outside of the holidays.

You can undoubtedly always look forward to a wonderful holiday in rural idyll, whether with your own holiday home or just renting it for a short period of time.