The best health insurance for students
Students are normally required to have health and nursing care insurance. But as a student, there are various ways to get health insurance. In order to filter out the best health insurance company for you, you need a lot of time for research work.
What you need:
- Money
Procedure for researching a suitable health insurance company
- First of all, your age is crucial in finding the best one for you health insurance. Until the age of 25 year of life, i.e. up to the age of 25. Birthday, you have the option of being insured through the so-called family insurance.
- However, students with family insurance should observe certain income limits. If you have a total regular monthly income of more than €365, you will fall out of family insurance and you will have to insure yourself. Total income includes B. Income from employment or self-employment, income from renting and leasing, income from capital assets and pensions. Bafög and maintenance payments by parents are not counted. If you work as a part-time employee, the limit here is €400.
- If you no longer have the chance of remaining covered by family insurance due to the above-mentioned aspects, you can, however, obtain statutory insurance yourself. However, you only have this option up to the age of 14. semester or up to the completion of the 30th year of life. The extension is only possible under certain circumstances. The following motives come z. B. in question for an extension: Care from sick or disabled family members, own illness over a period of at least three months, own disability, required postgraduate studies afterwards to a first degree, the birth of a child and subsequent childcare, a voluntary social or ecological year, military or community service or participation in university committees.
- Normally, the contributions for student health insurance are the same, unless your chosen insurance company has introduced an additional contribution. It is best to get offers from various health insurance companies. Do not only compare the amount of the contribution payments, but also the benefits that you receive for the contribution.
- From the 30th year of age and after the age of 14. You can voluntarily take out insurance for the semester. Even if students are often short on money, it is certainly advisable to continue to take out insurance. Something can always happen and you may need medical help. Get offers from different health insurance companies to decide on the best one.
As a student or pupil who is under the age of 25. Years of age within the framework of the legal ...
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