Apply for partial retirement in the block model

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If you want to apply for partial retirement and this is carried out in a block model, you should in particular make sure that the employer safeguards the credit you have saved in the event of insolvency Has.

Partial retirement is becoming increasingly popular.
Partial retirement is becoming increasingly popular.

With partial retirement, the workload can be reduced before reaching retirement age. You can apply for partial retirement in different models, whereby the block model is widely used.

Prerequisites for partial retirement

  • In order to be able to apply for partial retirement, you must be 55 years of age or older. Have reached the age of 16 and have been employed subject to social security contributions for at least 1080 days within the last five years before the partial retirement is to begin.
  • However, you have no legal right to partial retirement if this option is not provided for in a collective agreement or a works agreement, for example. The Partial Retirement Act does not give rise to any statutory entitlement to partial retirement.
  • You agree on partial retirement with your employer; it must be regulated in such a way that the partial retirement extends to the earliest possible point in time when you as an employee give your Retirement pension can claim.
  • If you want to carry out the partial retirement in the block model, then you will still work full-time in the first half, but will be based in the Usually only half your salary, which is, however, supplemented by a tax-free top-up amount, which is subject to the progression proviso subject.
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To be observed with the block model

  • Since with the block model you perform your work to the full, but only receive a reduced salary, you build up a so-called credit balance. This will then be paid out to you in the exemption phase of the block model.
  • It can be problematic if your employer goes bankrupt before or while you are in the leave of absence phase.
  • According to In certain cases, however, according to Section 8a of the Part-Time Employment Act, the employer is obliged to take appropriate measures to protect the credit against bankruptcy. He must also prove this to you on a regular basis.
  • With the block model, you should therefore ensure that your employer secures your credit balance accordingly. If he fails to do this and bankruptcy occurs, you may have to reckon with high financial losses. Any claim for damages will then be of no use to you, because it will hardly be enforceable against the insolvent employer.

All information: as of June 2011

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