Write an accident report for the employer

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If you have an accident during working hours, you must explain it to your employer in an accident report. You can write a meaningful accident report in just a few steps if you follow a few guidelines.

This is how you formulate an accident report for your employer

Happened during your working time an accident, you should write an accident report to your employer. Your employer needs it to describe what happened to the insurance company and to make claims.

  1. Start the accident report by describing exactly what, when, where and how happened. State the date, time and place and then describe precisely how the accident happened.
  2. Formulate your accident report objectively. Your language should be completely free of judgments and opinions, describe the course of the accident meticulously.
  3. All factual information is crucial for your employer. Do not get lost in imprecise explanations that are too long. Also, only refer to facts that you have noticed. Avoid uncertain conclusions.
  4. Name your colleagues at work who saw the course of the accident. The insurance company or employer may want to ask these people about the accident for more information. Mention the witnesses by name and write down the respective valid addresses.
  5. Write the accident report correctly

    Accident reports must report the accident as factually and precisely as possible and absolutely ...

  6. If you refer to the injuries in your accident report, you should only relate what you saw. You are not a doctor and therefore do not make a diagnosis, you simply state what you have seen.
  7. Do not filter the information by importance. The insurer will specifically weight the information that is decisive for the debt assessment. If you have any questions, he will contact your employer, who in turn could get in touch with you.

Write your accident report and give your employer a draft. Your employer may want you to make small changes. Do this, but always be truthful in your statements. It could be that the insurance company hires an expert to assess the accident.

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