Apply for a severely disabled pension at the age of 60

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If you are severely disabled due to various handicaps, you also have the right to draw your full old-age pension at an earlier point in time. However, due to the pension reform, you will not necessarily be able to receive your severely disabled pension at the age of 60 without any deductions.

A severely disabled pension does not always work.
A severely disabled pension does not always work.

The regulations for severely disabled people's pension from the age of 60 have been changed

It is bad enough when you have to live a large part of your life with a handicap as a severely disabled person.

  • For this reason, the legislature decided at the time that you can receive your severely disabled pension from the age of 60 without a discount. Since the regular old-age pension has been increased to 67 years since January, it is no longer so easy for you as a severely disabled person to draw the severely disabled pension from the age of 60.
  • Even as a severely disabled person, you are subject to the new graduation if you were born after 1951. Up to this year of birth you can still retire at the age of 60 if you are recognized by the pension office as a severely disabled person.
  • If you only submitted an application for recognition as a severely disabled person at the age of 60, you can unfortunately not apply without a discount before the age of 65. Year of age to retire. There must be a waiting period of three years for this, unless you had such a serious accident when you were 60 and can only apply from this point on. A special report is essential for this.
  • If you were born after 1952 and would still like to receive your severely disabled pension from the age of 60, a maximum of 10.8% of your regular old-age pension will be deducted from you. This is still considerably cheaper than if you were not severely disabled. Without a disability, 18% of your expected regular old-age pension can be deducted.
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But get one pension because of incapacity to work, it would be better for you in any case if you could take your disability pension up to wait for the normal point in time, as you will not receive much more than your current disability pension anyway will.

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