Won an immediate pension on the Glücksspirale

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Winning an instant annuity on the spiral of happiness can change your whole life. Here you can find out what you have to consider and how you can use the money wisely.

The lucky spiral is part of the state lottery.
The lucky spiral is part of the state lottery.

First steps after winning the lucky spiral

  • If you have actually won the immediate lifelong annuity of the spiral of luck, then it is important to keep a cool head for now. You should certainly be concerned about what to treat yourself to first, but quitting your job the very next day wouldn't be a good decision.
  • No matter how happy you are, tell everyone about your winnings, but not everyone. If almost everyone in your environment knows that you spontaneously have so much money at your disposal, then you will no longer have peace.

So you should invest your immediate pension long-term

  • The immediate pension of the Glücksspirale is 7500 euros per month (as of July 2012) and is paid out for a lifetime. Very few people earn that much net money in a month and when they do, they have to work for it. In addition to the good life, you should also think about putting your money to work and investing it.
  • If you win the immediate annuity at a young age, then invest in one Life insurance. For 1,000 euros a month, you can conveniently take out a high life insurance policy in excess of 1 million euros.
  • Investing in your own property also makes sense, provided you want to stay in one place for a very long time. With around a third of your immediate pension, you can pay off an average house in under 10 years.
  • Tax on immediate pension - that’s what counts

    Anyone who plays in a lottery may benefit from winning a lifelong ...

  • It is certainly also important to fulfill some of your life's dreams. For example, you can use your immediate pension to go on a great trip around the world. You and your partner or you and a good friend are planning something along these lines. Because with the immediate pension you now have time and money.

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