Avoid a reduction in the widow's pension for the purpose of earned income
It's bad enough when your long-term life partner dies. Then a whole series of administrative procedures have to be done for the bereaved until everything is finally settled. In the so-called quarter of the death, the deceased's full pension is still paid. However, if the widow also has her own income, the widow's pension may be reduced.
A reduction in the widow's pension should be avoided
As long as one spouse is receiving a pension while the other partner is still working, everything is fine. However, if your spouse dies, you will still receive your husband's full pension for the first three months, but afterwards At the end of this period, you will only receive the widow's pension, which is also divided into small and large Widow's pension.
- After submitting your application for a widow's pension in due time, you will only receive 55% of the pension of your deceased spouse. In the case of the small widow's pension, this pension is only paid for two years, while the large widow's pension is paid for life. If you also have your own income, you should think about it carefully in advance How much you can earn on top of that without a reduction in your widow's pension happens.
- The current allowance is 718 euros per month. For example, if your deceased partner had a pension of 800 euros and you had your own income of around 460 euros, you do not need to fear a reduction in your widow's pension. For the crediting of the entire pension, the tax exemption is completely sufficient so that you can enjoy the full widow's pension of 480 euros.
- The survivor's pension ensures that you do not fall into complete poverty due to the considerable loss of total income. If you take the example mentioned, you can live reasonably well with the expected widow's pension of 480 euros. There were always heated discussions about receiving the widow's pension. For example, consideration was given to paying the widow's pension only in cases of need. This would be equivalent to the basic security, because often the previous standard of living would then not be maintained.
All information: as of May 2011
There are two types of pensions in Germany, while employees ...
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