Rent a rental car without a credit card

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The credit card is becoming more and more important for financial transactions, without it one is downright handicapped. This is especially true if you want to buy something online or, for example, book a rental car. Because not every German has a credit card by a long way, many transactions do not even come about.

Online reservations hardly work without a credit card.
Online reservations hardly work without a credit card.

What you need:

  • Prepaid credit card
  • Cash

Credit card details are often requested on the Internet in order to minimize the seller's risk. Not every customer pays for the goods ordered, which is why many online retailers insist on the safer credit card transaction. While traditional mail order companies often also deliver their goods by invoice, when reserving rental cars or hotel rooms they usually ask for credit card details by default.

Book a rental car without a check card

  • If you do not have a credit card or do not want to use your card to rent a car, visit the rental car station in person and do not book over the Internet.
  • The employees at the rental car station usually give you the opportunity to pay the deposit amount, which is otherwise fixed on the card account, so to speak, until the car returns undamaged, in cash deposit.
  • Under certain circumstances, however, the cash deposit will be higher in comparison; it is best to call to inquire about the amount you need to keep ready.
  • If you return the rental car undamaged, you will receive the entire deposit back in cash.
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  • You can usually do without a credit card if you need the car due to a claim for the an insurance company has declared that the costs will be covered or if you have the car under a cover letter rent.
  • You can also ask a friend to rent the car for you. However, you should make sure that you are registered as the driver, because normally only the person who has rented it is allowed to drive the rental car.

Reasons for not having a credit card

  • There are two very different reasons someone might not use plastic money.
  • This may be due to the account holder's low credit rating, which prevents a bank from assigning a Visa or Mastercard to its customer. It rates the risk of failure as particularly high, so that the customer has to do without this service.
  • However, there are also quite a few people who consciously forego this luxury, because it only makes it easier to spend money. With a credit card one can make financial decisions under the credit line at a later date Postpone the point in time and will be tempted to buy something even though your own account does not have any credit having.

Optionally, you can get one completely risk-free Prepaid card gain. In that case, however, you must first credit the vacant deposit amount to the card's account so that the car rental company can access the money.

Additional author: Roswitha Gladel

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