Technician, AOK and Co.

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If you are considering changing your statutory health insurance provider, you shouldn't just go on look at the contribution rates of the providers, but also take a closer look at the diverse range on offer to take. Depending on the state of health and medical needs, there are visible differences in the range of services offered by health insurance companies. When choosing between AOK, Techniker, Barmer & Co., several categories can be taken into account.

Stay fit with the right health insurance.
Stay fit with the right health insurance.

What you need:

  • Comparison portals on the Internet
  • personal recommendations
  • Information about the current health insurance

Compare Techniker, Barmer & Co. on the Internet

  • The medium of the Internet is a suitable platform for comparing the most optimal providers free of charge. Comparison portals such as Check24 give you transparency about the price and scope of services of the statutory health insurance companies. In this way you not only find out something about the amount of the contributions, but also get an overview of the possible quality.
  • The most important criterion for changing providers is usually the contribution rate. There are legal minimum regulations in the contribution rate. But the big providers also differ in terms of price. The contribution rate is usually based on your income and the state in which you live. A comparison portal like Check 24 gives you the names of the listed health insurance companies, the annual contribution and the possible one for illustration purposes Savings in relation to the calculated health insurance contribution that you possibly achieve with the cheapest provider can.
  • But not only the price plays an important role in the selection of the suitable provider. Of course, ask yourself at the Health insurance also what image the health insurance company has. An insurance company with a high level of customer satisfaction and a good image is a guarantee for satisfaction and good service. Compare the consulting services. AOK, one of the largest providers, has 250 branches and is in charge of service quality and customer satisfaction. The Barmer insurance group can also be proud of the AOK. More than 1000 branches and customer-oriented opening times are unparalleled. As one of the best health insurance companies in Germany, Techniker Krankenkasse offers a 24-hour service. You can reach the technicians by phone 356 days a year. That’s incomparable.
  • In addition to the price and the good reputation of the company, the additional services must also be taken into account. If you are absolutely fit and never get sick, then it makes little sense to pay additional benefits to the health insurers, but rather to participate in premiums and bonus systems. Exercise regularly and keep yours body fit. Then you should take a look at the cash rewards programs. Techniker Krankenkasse offers premiums of up to 90 euros if you regularly keep fit in sports clubs. In the age of increasing networking, advisory networks are also important. The AOK offers advice forums, online programs for weight loss and non-smoking programs, for example. Barmer also offers skin checks for under 35s. Also, check reimbursements for specific healing modalities such as acupuncture or homeopathy. The costs are not covered by all health insurance companies. Regardless of whether you choose AOK, Barmer, HKK or other health insurance companies - the right health insurance company should be tailored to your individual needs.

Obtain opinions on AOK & Co.

  • You can also find out more about the advantages and disadvantages of health insurance companies on internet forums. After all, recommendations are very valuable. Comparison portal pages on the Internet can help a lot with this. But recommendations and criticisms in the private sphere can also influence the opinion of the provider.
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  • Read them in peace Experience reports on dooyoo.de or Yelp. Some are shown in detail, while others are only roughly on the surface. But different views from different perspectives shape the image of the company in a sustainable way.

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