Hire household help on a EUR 400 basis
Partly because of work, more and more families are hiring domestic help on a 400 euro basis. For the employer, it has the advantage of being tax-deductible, for domestic help it has the advantage of acquiring pension entitlements.
Domestic help is tax deductible
With the creation of mini-jobs, the days when a housekeeper worked without the possibility of social security are over.
- If you hire a domestic help on a 400 euro basis, the processing takes place via the Knappschaft Bahn-See.
- This institution handles all formalities for jobs on a EUR 400 basis. You register your domestic help there using the forms on the homepage. As an employer, you pay all social security contributions.
- The flat-rate contributions to pension and health insurance are each five percent. The contribution for illness and maternity is 0.74 percent and the contribution to statutory accident insurance is 1.6 percent of wages.
- You pay two percent of the wage for the uniform flat-rate wage tax. If your household help presents a tax card, the payroll tax must be paid in accordance with the entry.
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Increase pension insurance for jobs on a EUR 400 basis
- A household help on a 400 euro basis can voluntarily increase your entitlements in the statutory pension insurance. To do this, she has to pay the difference between the five percent you paid for the pension insurance and the regular contribution rate out of her own pocket.
- In terms of tax, you can claim domestic help on a 400 euro basis as part of household-related services. 20 percent of the expenses are deductible, up to a maximum of 510 euros per year.
The classic of the earlier years, cash payment without social security, is considered illegal work and is therefore a criminal offense.
