De-register the vehicle with the insurance company
Every vehicle registered for public road traffic in Germany must have motor vehicle liability insurance. You may still be able to deregister your vehicle from the insurance company, for example if you change insurers or if the car is out of service or scrapped for a longer period of time.
In contrast to registering at any registration office, you can de-register vehicles. This means that the previous insurance cover also expires. In exceptional cases, in the event of a shutdown, it can also rest.
Car liability insurance is mandatory during and after registration
- When registering a vehicle, you must provide evidence of liability insurance for your vehicle. Thanks to online networking, the electronic insurance confirmation is sufficient. After approval, the authorities will report all the necessary data to your insurance company.
- It is up to you to ensure that your registered vehicle is always insured against liability in the future. If the insurance cover is no longer available for any reason (termination by one of the two Contracting parties), you must either deregister your car from public transport or immediately Renew insurance cover.
Deregister car and insurance
Sometimes the question arises what happens to the insurance company when you de-register your vehicle with the registration authority. You don't really need to do anything. The registration authorities have internet access to all vehicle insurers.
- If a car is deregistered (or when it is registered), the vehicle insurer receives a corresponding notification. The most important document for you is the de-registration certificate from the registration authority, which is also proof of de-registration from your insurance company.
- The cancellation of the insurance is usually automatic. If, contrary to expectations, there should be problems, you have the necessary document to prove the exact date to the insurer.
- Things are a little different when you sell a car privately. You need one Purchase contractwhich contains all buyer data as well as sales and handover modalities. Be sure to get confirmation that you have the Vehicle papers properly handed over. Share the admissions office and the Car insurance the sale with.
- Your obligation to pay insurance premiums and taxes only expires on the day you deregister. In the best-case scenario, the new owner will immediately re-register the vehicle so that the entire de-registration process is automatic.
Anyone who registers a vehicle with the vehicle registration office becomes the vehicle owner ...
If you want to be absolutely sure that there will be any inconvenience from the authorities after the sale and insurers are spared, remove the license plates from the vehicle and do the de-registration yourself. This is the fastest way to get back any insurance premiums you have already paid.
