As a freelance lecturer subject to pension insurance?

The "Law on Employee Insurance for Private Teachers" dated 22. July 1913 - lives on today in SGB VI. Even as a self-employed teacher or educator, you can be subject to pension insurance.

Compulsory pension insurance for coaches

• Trainers and lecturers in adult education often work as freelancer. This means that they are not subject to general social insurance obligations with their work, but may be covered by the pension insurance obligation.
• According to § 2 sentence 1 no. 1 SGB VI, teachers and educators who are self-employed are not only in one specific case Compulsory pension insurance: If you do not employ an employee in your self-employment, the must be subject to social insurance.
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• If you work as a freelance lecturer or trainer, it is therefore not enough for you to work for Administrative work or organizational activities an employee on a 450 euro basis and thus as Employing mini jobbers. It would then have to be at least 450.01 euros per month.

Employees may not be employed for private purposes

• The activity of your employee must also be related to your self-employed activity. It is therefore of no use if you treat yourself to a cleaning man for 450.01 euros, because you no longer come to cleaning yourself because of the many seminars. There is no connection between the employment of the employee and your self-employment.


Mini-job and mid-job - differences in pension insurance easily explained

Mini, midi or maxi job? - Part-time employment is widespread. While you ...

• It is true that even mini-jobbers are now obliged to take out pension insurance if they cannot be exempted from this obligation. The compulsory insurance of § 6 sentence 1 No. 1 SGB VI for the employee does not refer to the pension insurance obligation, but to the general social insurance obligation.

Teaching activities for artists and publicists

• Artists and publicists are already subject to compulsory pension insurance under the Artists' Social Insurance Act (KSVG). For example, if you are a sculptor and you teach at a VHS or other educational institution on the side, this is part of your artistic activity. This income is therefore subject to compulsory insurance under the KSVG - this is cheaper in that, like an employee, you only have to pay half the contribution rate for it.
• However, if you come up with the idea of ​​giving Spanish courses as a freelance sculptor and earning more than a mini-jobber, be careful required: This activity is not related to your artistic activity and is therefore not subject to the compulsory insurance according to KSVG. Here you would have to pay the full pension contributions. And if the Mini job-Earning limit will also drop out of the compulsory health insurance under the KSVG.

Freelance trainers and lecturers are also usually subject to pension insurance. Unless they employ an employee who is subject to social security contributions in connection with their work.