Car insurance through parents

instagram viewer

Anyone who has just completed their driving license and is registering their first car with auto insurance will often get a shock when he learns how expensive car insurance is for novice drivers is. You can avoid these costs if your parents register a second car instead. A car insurance through the parents is often very cheap thanks to the second car regulation.

Car insurance through parents is cheaper for novice drivers.
Car insurance through parents is cheaper for novice drivers.

Benefits of car insurance through parents

  • As a novice driver, you are ranked very high in car insurance, so you have to pay the highest percentage. If, on the other hand, your parents register your car with the car insurance company as a second car, this will be significantly cheaper.
  • The longer your parents drive accident-free, the lower you will be classified by the second car regulation.
  • Are your parents not accident-free or have one in the past five years? accident you can continue to ask around in your family. The second car regulation also enables your siblings or grandparents to register a second car.
  • When it comes to car insurance for a second car, it is important that not only the insured person is allowed to drive. The insurance must therefore enable family members to use the car as well.
  • Find out more from several car insurance companies and then opt for cheap liability insurance.
  • What percentage does a novice driver use? - Interesting facts and tips for car insurance

    Novice drivers often have the problem that car insurance is more expensive than the car ...

Interesting facts about the contributions in the car insurance

  • The risk of accidents is very high for young novice drivers. You should therefore expect high insurance premiums. Sometimes it can be the case that car insurance costs you up to 4,000 euros a year.
  • Those who, as a novice driver, also leave their friends behind the wheel, often pay even higher insurance premiums.
  • Insurance companies keep accident statistics and use them to measure car insurance premiums. According to the accident statistics, novice drivers between the ages of 18 and 24 have the highest accident rate.
  • The longer you drive an accident-free car and the older you get, the lower the premiums for car insurance. Therefore, your parents' insurance premiums are definitely very low. Parents often have years of driving experience and are no longer at an age when it is statistically likely that they represent a high risk of accidents.

How helpful do you find this article?

click fraud protection